Emmy Hernandez


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Smart Women, Smart Money (7/13 Issue)
Business, Columns

Smart Women, Smart Money (7/13 Issue)

Dear Emmy, I’m selling my home almost two years after my husband’s passing. May I still take the full $500,000 capital gain exclusion allowed for jointly owned properties? By Emmy Rodriguez No, you cannot – but work-arounds abound. Generally, individual federal taxpayers are allowed a maximum $250,000 deduction from the profit made off the sale…

Smart Women, Smart Money (6/29/17 Issue)
Columns

Smart Women, Smart Money (6/29/17 Issue)

Dear Emmy, I’m worried about derailing my retirement. What risks should I watch for? By Emmy Hernandez If you’re in or nearing retirement, you’re likely thinking about it as a time to relax, check items off your bucket list and enjoy what you’ve earned. But from a financial standpoint, it’s important not to get too…

Smart Women, Smart Money (5/11/17 Issue)
Columns

Smart Women, Smart Money (5/11/17 Issue)

Dear Emmy, My mother is almost 70 and she’s being encouraged to buy life insurance. Is this common and should I be concerned? By Emmy Hernandez Life insurance is generally cost prohibitive for people over 65, so this possible purchase by someone your mother’s age is not very common. Life insurance typically provides protection for…